Nearly half of all Americans (48%) plan to leave an inheritance, with 45% of those planning to leave it to only their children and 36% planning to leave it to both their children and their grandchildren. It is estimated that Baby Boomers and the Silent Generation will pass down a combined $84.4 trillion in assets through 2045, making it critical for younger generations to discuss transfer of wealth with their families – and help make sure they are prepared.